New Jersey, NJ Builders Risk Insurance

Home Under Construction

Builders Risk insurance is available for personal and commercial buildings under construction.  When constructing a building a special type of coverage is needed called BUILDERS RISK.  Purchase of this coverage is necessary before construction starts.  If it is purchased after construction starts, then it becomes more difficult to obtain, and more costly!
Give us a call if you are considering constructing a home, dwelling, apartment, office building, manufacturing building, store, or any type of building, any construction type.

  • All types of construction
  • Frame
  • Masonry
  • Fire resistant, etc.


We have a great unique product.  If you are having a contractor build a home from the ground up and it will be your personal home upon completion, we can write a HOMEOWNERS POLICY INSTEAD OF A BUILDERS RISK POLICY.  You must purchase coverage before construction begins and the builder must have contractors general liability. If you are acting as the general contractor then this program is not applicable.  Better coverage, and better premium! The homeowners policy provides coverage for the building and general liability.