Locations: Florham Park, NJ and Marysville, PA

When you need commercial, business or contractor
insurance in New Jersey or Pennsylvania
Think Franchino Insurance

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We go beyond providing insurance with our helpful advice about starting or running a business. We are experts with the NJ Division of Consumer Affairs and licensing of contractors. We write policies through out New Jersey and Pennsylvania.

Our Preferred Programs

PLUMBERS - NJ MASTER PLUMBERS

Plumber bonds are only $50. - Fifty Dollars for the 2 year term. Purchase for the current term which expires June 30, 2021. Complete our online application and pay by credit card. Bonds are processed promptly. Learn More


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ELECTRICIANS - NJ ELECTRICAL CONTRACTORS

$50. - Fifty Dollars for the three year term of the bond. Current term expires March 31, 2021. Complete our online application and pay by credit card. Bonds are processed promptly. Learn More


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HVACR, HEATING, AIR CONDITIONING, REFRIGERATION CONTRACTORS

$50. - Fifty Dollars for the 2 year term of the bond. Current term expires June 30, 2020. Complete our online application and pay by credit card. Bonds are processed promptly. Learn More


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ALARM CONTRACTORS

Alarm bonds for $75. - Seventy Fife Dollars. Current term expires January 31, 2020. Complete our online application and pay by credit card. Bonds are processed promptly. Learn More


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ELEVATOR - ESCALATOR - MOVING WALKWAY CONTRACTORS

Elevator - Escalator - Moving Walkway BOND $50. - Fifty Dollars for the two year term. The current bond expires September 30, 2020. Complete our online application and pay by credit card. Bonds are processed promptly. Learn More


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Over 1,800 Clients State wide

Service Matters!

Since our beginning in 1946, we have had one steady goal in mind; providing outstanding service to our customers. With the use of the internet we are able to deliver unmatched turnaround time on quotes and policy issuance. By utilizing the latest in technology, we achieve what few other organizations have: unbeatable service and great value for our clients.

At Franchino Insurance, we’re proud to say we specialize in servicing thousands of contractors and businesses throughout New Jersey and Pennsylvania for all their insurance needs. We currently insure a vast amount of Electrical Contractors, Master Plumbers, HVACR Contractors and Home Improvement Contractors, etc. Franchino’s team of experts is well prepared and eager to assist at all times.

Our family owned business possesses family values and a great consideration for our clients. Our success is due to our knowledge, professionalism and experience in this industry. Combined, we’re committed to providing quality, and fast service.

Please explore this website for the knowledge it provides about insurance and many other important business subjects.

Hear from our clients

Franchino and the team are very pleasant work with. The staff is very responsive and efficient and the prices are amazing. I would recommend their agency to anyone looking for insurance at a great rate.
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Louis Kourani, A1 Electric, Heating & Cooling

I have been working with Franchino Insurance since 2004, for all of my insurance needs. Through those years, Lynn has been a life saver keeping me informed and staying on top of all of my accounts. Running a small business, I have enough on my plate with day to day operations, so I am very thankful for all of their help and knowledge. Thanks for making me feel like I'm your only account!
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Rick Zeek, R.Zeek Plumbing

You guys are the best! Service and integrity are second to none. Would recommend you to everyone!
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John M. Doll, Elec Ctr LLC

Jim, Thanks for the note and please know I would use only your firm when needed. Currently I am not a bonafide fide rep and do not need insurance. That's why I only have a bond for now. Also, I reccommend your services all the time.
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James Healey, HVACR contractor

News & Resources

13 December
Leviton information site about electrical safety in the home

I found a great website that provides a lot of safety information about electricity in the home: Link to Leviton Safety Site

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13 December
Change in ruling of what an is an independent contractor

There was much information about whether Uber drivers are independent contractors or employees of Uber. Many states, including New Jersey are reviewing the status of all types of independent contractors. There are bills in legislature right now addressing the issue. Please be careful and don’t get hit with fines mis-classifying your employees. Stay tuned!

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30 October
NJ Wage Payment Regulation in Effect October 2019

Last month, the New Jersey Department of Labor finalized regulations to implement N.J.S.A. 34:1a-1.11 et seq., which authorizes the commissioner of Labor and Workforce Development to issue a written determination to direct any appropriate agency to suspend or revoke certain business licenses for violation of wage and hour reporting requirements. The law (N.J.S.A. 34:1a-1.11 et […]

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21 July
Employee Misclassification

Governor Murphy has given the New Jersey Department of Labor and Workforce Development (NJDOL) new tools to help put an end to misclassification and noted that his administration has already acted on eight of the task force’s 16 recommendations. Additionally, while addressing the New Jersey State Building & Construction Trades Council’s annual convention, the Governor […]

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