We go beyond providing insurance with our helpful advice about starting or running a business. We are experts with the NJ Division of Consumer Affairs and licensing of contractors. We write policies through out New Jersey. From Bergen County to Cape May.
Our Preferred Programs
HVACR Contractor Insurance
We insure hundreds of heating, air conditioning, refrigeration & mechanical contractors in New Jersey and Pennsylvania. Learn more.
Electrical Contractors Insurance
We currently insure over 1,400 electrical contractors in NJ and PA. We and the companies that we represent love electrical contractors. Learn more
Plumbing Contractor Insurance
Hundreds of NJ Master Plumbers are overjoyed with the service, policies and premium that is provided to protect their business. Learn more
Mixed Use Building Insurance
Great policies for buildings with apartments and businesses. One of our companies loves to write these policies. Outstanding coverage and attractive rates. Learn more.
Business Commercial Insurance
Business owners or package policies to suit your needs. Customized for owners of buildings and business owners as tenants. Learn more.
Get a quote.
We have many survey forms for specific businesses or types of insurance. Complete a form, submit and we will be right back to you with a written quotation.
Over 1,800 Clients State wide
Since our beginning in 1946, we have had one steady goal in mind; providing outstanding service to our customers. With the use of the internet we are able to deliver unmatched turnaround time on quotes and policy issuance. By utilizing the latest in technology, we achieve what few other organizations have: unbeatable service and great value for our clients.
At Franchino Insurance, we’re proud to say we specialize in servicing thousands of contractors and businesses throughout New Jersey for all their insurance needs. We currently insure a vast amount of Electrical Contractors, Master Plumbers, HVACR Contractors and Home Improvement Contractors, etc. Franchino’s team of experts is well prepared and eager to assist at all times.
Our family owned business possesses family values and a great consideration for our clients. Our success is due to our knowledge, professionalism and experience in this industry. Combined, we’re committed to providing quality, and fast service.
Please explore this website for the knowledge it provides about insurance and many other important business subjects.
Hear from our clients
Franchino and the team are very pleasant work with. The staff is very responsive and efficient and the prices are amazing. I would recommend their agency to anyone looking for insurance at a great rate.-
Louis Kourani, A1 Electric, Heating & Cooling
I have been working with Franchino Insurance since 2004, for all of my insurance needs. Through those years, Lynn has been a life saver keeping me informed and staying on top of all of my accounts. Running a small business, I have enough on my plate with day to day operations, so I am very thankful for all of their help and knowledge. Thanks for making me feel like I'm your only account!-
Rick Zeek, R.Zeek Plumbing
You guys are the best! Service and integrity are second to none. Would recommend you to everyone!-
John M. Doll, Elec Ctr LLC
News & Resources
NJ HVACR Licensing Reciprocity
The NJ State Board of Examiners of HVACR Contractors has determined that the following states do NOT have standards equal or comparable to New Jersey, therefore there is NO reciprocity for licensing. NOT acceptable: Pennsylvania, New York, Connecticut, Maryland, Delaware, Texas, Ohio, Florida, Tennessee, Alabama, Illinois, Arkansas, Louisiana, Rhode Island, North Carolina, Kentucky, Virginia, South […]Read More
May 5 is National Wildfire Community Preparedness Day
National Fire Protection Association’s (NFPA) Wildfire Community Preparedness Day is on May 5, 2018. There are many ways to help protect homes, neighborhoods, businesses, and entire communities: – Reduce the amount of flammable materials and brush that can burn around your home or business; – Create a fire-free area within the first five feet of […]Read More
NJ Supreme Court Rules Consumer Contract Lawsuits Must Show Actual Harm Done to Be Valid
New Jersey businesses will not have to defend themselves against class action lawsuits where no one has been seriously harmed thanks to a New Jersey State Supreme Court ruling handed down Monday. Specifically, the court determined that a consumer must show they suffered monetary or other harm in order to be eligible to claim damages […]Read More
HVACR Contractor’s Bonds Are Up For Renewal!
HVACR license holder’s, please note that your license will expire on June 30, 2018. In order to renew your license, the State of New Jersey requires you to purchase a $3,000 surety bond for the two year license term! Please click here to fill out the online application and make your $50 payment to renew […]Read More