We go beyond providing insurance with our helpful advice about starting or running a business. We are experts with the NJ Division of Consumer Affairs and licensing of contractors. We write policies through out New Jersey and Pennsylvania.
Our Preferred Programs
HVACR Contractor Insurance
We insure hundreds of heating, air conditioning, refrigeration & mechanical contractors in New Jersey and Pennsylvania. Learn more.
Plumbing Contractor Insurance
Hundreds of NJ Master Plumbers are overjoyed with the service, policies and premium that is provided to protect their business. Learn more
Insurance for Electrical Contractors in New Jersey and Pennsylvania
We currently insure over 1,400 electrical contractors in NJ and PA. We and the companies that we represent love electrical contractors. Learn more
Mixed Use Building Insurance
Great policies for buildings with apartments and businesses. One of our companies loves to write these policies. Outstanding coverage and attractive rates. Learn more.
Business Commercial Insurance
Business owners or package policies to suit your needs. Customized for owners of buildings and business owners as tenants. Learn more.
Get a quote.
We have many survey forms for specific businesses or types of insurance. Complete a form, submit and we will be right back to you with a written quotation.
Over 1,800 Clients State wide
Since our beginning in 1946, we have had one steady goal in mind; providing outstanding service to our customers. With the use of the internet we are able to deliver unmatched turnaround time on quotes and policy issuance. By utilizing the latest in technology, we achieve what few other organizations have: unbeatable service and great value for our clients.
At Franchino Insurance, we’re proud to say we specialize in servicing thousands of contractors and businesses throughout New Jersey and Pennsylvania for all their insurance needs. We currently insure a vast amount of Electrical Contractors, Master Plumbers, HVACR Contractors and Home Improvement Contractors, etc. Franchino’s team of experts is well prepared and eager to assist at all times.
Our family owned business possesses family values and a great consideration for our clients. Our success is due to our knowledge, professionalism and experience in this industry. Combined, we’re committed to providing quality, and fast service.
Please explore this website for the knowledge it provides about insurance and many other important business subjects.
Hear from our clients
Franchino and the team are very pleasant work with. The staff is very responsive and efficient and the prices are amazing. I would recommend their agency to anyone looking for insurance at a great rate.-
Louis Kourani, A1 Electric, Heating & Cooling
I have been working with Franchino Insurance since 2004, for all of my insurance needs. Through those years, Lynn has been a life saver keeping me informed and staying on top of all of my accounts. Running a small business, I have enough on my plate with day to day operations, so I am very thankful for all of their help and knowledge. Thanks for making me feel like I'm your only account!-
Rick Zeek, R.Zeek Plumbing
You guys are the best! Service and integrity are second to none. Would recommend you to everyone!-
John M. Doll, Elec Ctr LLC
Jim, Thanks for the note and please know I would use only your firm when needed. Currently I am not a bonafide fide rep and do not need insurance. That's why I only have a bond for now. Also, I reccommend your services all the time.-
James Healey, HVACR contractor
News & Resources
Electric Scooters and Insurance
Homeowners policies exclude motorized vehicles. Personal auto policies exclude two wheeled vehicles. How to insured electric scooters? The answer is a motorcycle policy!Read More
Leviton information site about electrical safety in the home
I found a great website that provides a lot of safety information about electricity in the home: Link to Leviton Safety SiteRead More
Change in ruling of what an is an independent contractor
There was much information about whether Uber drivers are independent contractors or employees of Uber. Many states, including New Jersey are reviewing the status of all types of independent contractors. There are bills in legislature right now addressing the issue. Please be careful and don’t get hit with fines mis-classifying your employees. Stay tuned!Read More
NJ Wage Payment Regulation in Effect October 2019
Last month, the New Jersey Department of Labor finalized regulations to implement N.J.S.A. 34:1a-1.11 et seq., which authorizes the commissioner of Labor and Workforce Development to issue a written determination to direct any appropriate agency to suspend or revoke certain business licenses for violation of wage and hour reporting requirements. The law (N.J.S.A. 34:1a-1.11 et […]Read More