We go beyond providing insurance with our helpful advice about starting or running a business. We are experts with the NJ Division of Consumer Affairs and licensing of contractors. We write policies through out New Jersey. From Bergen County to Cape May.
Our Preferred Programs
Electrical Contractors Insurance
We currently insure over 1,400 electrical contractors in NJ and PA. We and the companies that we represent love electrical contractors. Learn more
HVACR Contractor Insurance
We insure hundreds of heating, air conditioning, refrigeration & mechanical contractors in New Jersey and Pennsylvania. Learn more.
Plumbing Contractor Insurance
Hundreds of NJ Master Plumbers are overjoyed with the service, policies and premium that is provided to protect their business. Learn more
Mixed Use Building Insurance
Great policies for buildings with apartments and businesses. One of our companies loves to write these policies. Outstanding coverage and attractive rates. Learn more.
Business Commercial Insurance
Business owners or package policies to suit your needs. Customized for owners of buildings and business owners as tenants. Learn more.
Get a quote.
We have many survey forms for specific businesses or types of insurance. Complete a form, submit and we will be right back to you with a written quotation.
Over 1,800 Clients State wide
Since our beginning in 1946, we have had one steady goal in mind; providing outstanding service to our customers. With the use of the internet we are able to deliver unmatched turnaround time on quotes and policy issuance. By utilizing the latest in technology, we achieve what few other organizations have: unbeatable service and great value for our clients.
At Franchino Insurance, we’re proud to say we specialize in servicing thousands of contractors and businesses throughout New Jersey for all their insurance needs. We currently insure a vast amount of Electrical Contractors, Master Plumbers, HVACR Contractors and Home Improvement Contractors, etc. Franchino’s team of experts is well prepared and eager to assist at all times.
Our family owned business possesses family values and a great consideration for our clients. Our success is due to our knowledge, professionalism and experience in this industry. Combined, we’re committed to providing quality, and fast service.
Please explore this website for the knowledge it provides about insurance and many other important business subjects.
Hear from our clients
Franchino and the team are very pleasant work with. The staff is very responsive and efficient and the prices are amazing. I would recommend their agency to anyone looking for insurance at a great rate.-
Louis Kourani, A1 Electric, Heating & Cooling
I have been working with Franchino Insurance since 2004, for all of my insurance needs. Through those years, Lynn has been a life saver keeping me informed and staying on top of all of my accounts. Running a small business, I have enough on my plate with day to day operations, so I am very thankful for all of their help and knowledge. Thanks for making me feel like I'm your only account!-
Rick Zeek, R.Zeek Plumbing
You guys are the best! Service and integrity are second to none. Would recommend you to everyone!-
John M. Doll, Elec Ctr LLC
News & Resources
Selling your car or truck?
When does ownership of the vehicle cease? Most people think that ownership of their vehicle ends when the title to the car is signed and given to the new owner. That’s not correct. Ownership ends when the new owner registers the vehicle with the state. The seller is responsible to insure the vehicle until the […]Read More
New Feature on Selective App: Electronic Auto IDs
The Selective mobile app now has the ability to let your customers save their electronic auto ID card to their mobile devices.* This new feature gives you the ease of having their electronic auto ID card readily available even when not connected to the internet. The electronic auto ID card is accepted by law enforcement […]Read More
Contractors Professional Liability – example 1
Example #1 explaining what contractors professional liability coverage provides. A painting contractor was hired to refinish a cork-tiled floor. The employees incorrectly mixed the finishing product with water and applied it to the floor causing the cork to buckle and damage. As a result, the flooring required a complete replacement. This type of claim is […]Read More
Additional Insured on Contractor General Liability Policy
Contractor insurance policies can include an “additional insured.” Here is a brief example explaining the coverage. A Landlord hires an electrical contractor to perform maintenance work on the light fixtures in the lobby of the Landlord’s building. While working on a light fixture, the electrical contractor’s employee does not secure it properly, and it falls […]Read More