132 Columbia Turnpike, Florham Park, NJ 07932

When you need commercial, business or contractor
insurance in New Jersey
Think Franchino Insurance

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We go beyond providing insurance with our helpful advice about starting or running a business. We are experts with the NJ Division of Consumer Affairs and licensing of contractors. We write policies through out New Jersey. From Bergen County to Cape May.

Our Preferred Programs

ELECTRICIANS - NJ ELECTRICAL CONTRACTORS

$50. for the three year term of the bond. Current term expires March 31, 2018. Purchase for the current term or the renewal term April 1, 2018 to March 31, 2021. Purchase using credit card. Learn More


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HVACR, HEATING, AIR CONDITIONING, REFRIGERATION CONTRACTORS

$50. online purchase for the 2 year license term. Complete a short form and pay by credit card. Current bonds - licenses expire June 30, 2018. Purchase for current term or for the renewal term effective July 1, 2018. Learn More


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PLUMBERS - NJ MASTER PLUMBERS

Plumber bonds for only $50. for the 2 year term. Current term expires June 30, 2019. Purchase by credit card online. Bonds are promptly issued. Learn More


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ALARM CONTRACTORS

Alarm bonds for $75. Purchase online by credit card. Bonds are issued promptly. Learn More


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Over 1,800 Clients State wide

Service Matters!

Since our beginning in 1946, we have had one steady goal in mind; providing outstanding service to our customers. With the use of the internet we are able to deliver unmatched turnaround time on quotes and policy issuance. By utilizing the latest in technology, we achieve what few other organizations have: unbeatable service and great value for our clients.

At Franchino Insurance, we’re proud to say we specialize in servicing thousands of contractors and businesses throughout New Jersey for all their insurance needs. We currently insure a vast amount of Electrical Contractors, Master Plumbers, HVACR Contractors and Home Improvement Contractors, etc. Franchino’s team of experts is well prepared and eager to assist at all times.

Our family owned business possesses family values and a great consideration for our clients. Our success is due to our knowledge, professionalism and experience in this industry. Combined, we’re committed to providing quality, and fast service.

Please explore this website for the knowledge it provides about insurance and many other important business subjects.

Hear from our clients

Franchino and the team are very pleasant work with. The staff is very responsive and efficient and the prices are amazing. I would recommend their agency to anyone looking for insurance at a great rate.
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Louis Kourani, A1 Electric, Heating & Cooling

I have been working with Franchino Insurance since 2004, for all of my insurance needs. Through those years, Lynn has been a life saver keeping me informed and staying on top of all of my accounts. Running a small business, I have enough on my plate with day to day operations, so I am very thankful for all of their help and knowledge. Thanks for making me feel like I'm your only account!
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Rick Zeek, R.Zeek Plumbing

You guys are the best! Service and integrity are second to none. Would recommend you to everyone!
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John M. Doll, Elec Ctr LLC

News & Resources

29 May
NJ HVACR Licensing Reciprocity

The NJ State Board of Examiners of HVACR Contractors has determined that the following states do NOT have standards equal or comparable to New Jersey, therefore there is NO reciprocity for licensing. NOT acceptable: Pennsylvania, New York, Connecticut, Maryland, Delaware, Texas, Ohio, Florida, Tennessee, Alabama, Illinois, Arkansas, Louisiana, Rhode Island, North Carolina, Kentucky, Virginia, South […]

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24 April
May 5 is National Wildfire Community Preparedness Day

National Fire Protection Association’s (NFPA) Wildfire Community Preparedness Day is on May 5, 2018. There are many ways to help protect homes, neighborhoods, businesses, and entire communities: – Reduce the amount of flammable materials and brush that can burn around your home or business; – Create a fire-free area within the first five feet of […]

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17 April
NJ Supreme Court Rules Consumer Contract Lawsuits Must Show Actual Harm Done to Be Valid

New Jersey businesses will not have to defend themselves against class action lawsuits where no one has been seriously harmed thanks to a New Jersey State Supreme Court ruling handed down Monday. Specifically, the court determined that a consumer must show they suffered monetary or other harm in order to be eligible to claim damages […]

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12 April
HVACR Contractor’s Bonds Are Up For Renewal!

HVACR license holder’s, please note that your license will expire on June 30, 2018. In order to renew your license, the State of New Jersey requires you to purchase a $3,000 surety bond for the two year license term! Please click here to fill out the online application and make your $50 payment to renew […]

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