Contractors Professional Liability – example 1

Example #1 explaining what contractors professional liability coverage provides. A painting contractor was hired to refinish a cork-tiled floor. The employees incorrectly mixed the finishing product with water and applied it to the floor causing the cork to buckle and damage. As a result, the flooring required a complete replacement. This type of claim is generally excluded under general liability insurance, but will be covered under contractors errors and omissions (E&O) added coverage form.