Refrigeration Contractors Insurance for New Jersey, NJ, and Pennsylvania, PA
Franchino Insurance specializes in Refrigeration Contractor Insurance. We write residential and commercial REFRIGERATION CONTRACTORS, MECHANICAL CONTRACTORS, AIR CONDITIONING / HEATING / HVAC CONTRACTORS . We currently insure over 1800 contractors.
We write the REFRIGERATION contractor who services, repairs, and installs commercial or industrial refrigeration equipment. Refrigerators, freezers, walk-in boxes, Refrigeration of food, building air-conditioners, etc. Also household appliances.
Work in New York can only be done on an occasional basis.
We can provide . . .
- General Liability
- Commercial Auto
- Workers Compensation
- Tools, equipment & supplies
- Contractors pollution liability
General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference in premium is very little.
Here is a typical GENERAL LIABILITY packages for a ONE-PERSON OPERATION. For an exact quote, please complete the survey form or call 973-377-6100.
- $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
- $3,000,000 — bodily injury & property damage, combined, aggregate*
- $1,000,000 — products and completed operations
- $3,000,000 — products and completed operations aggregate*
- $100,000 — legal liability
- $10,000 — medical payments to other than employee
Annual premium starts at: $853.
Add $150. to $250. for tool coverage
*occurrence mean limit per claim, *aggregate means limit per year
GET AN EXACT QUOTATION FOR YOUR BUSINESS
PURCHASE AN HVACR CONTRACTOR BOND
- PURCHASE A BOND – Learn about and purchase a NJ, HVACR contractor bond
GET A WORKERS COMPENSATION QUOTE
- CURRENTLY HAVE A WORKERS COMPENSATION POLICY? – If you have workers compensation and want to know if you can save any money, call us at 973-377-6100, and provide us with a copy of your current policy. OR Complete our online survey and use the link to upload your current policy.CLICK HERE TO COMPLETE OUR ONLINE QUOTE REQUEST FORM
- NEED WORKERS COMPENSATION? – Please call us.
- INTERESTED IN THE COST? – USE OUR ONLINE NJ WC CALCULATOR
- Link to Plumbing, Heating, Cooling Contractors Association
- Consider Dan O’Gorman for your educational training. Visit his website DAN O’GORMAN TRAINING