Locations: Florham Park, NJ and Marysville, PA

New Jersey Carpenter and Home Improvement Contractor Insurance

We are specialists in Artisan Contractor insurance in NEW JERSEY (NJ), especially CARPENTERS, HOME IMPROVEMENT CONTRACTORS, HANDYMEN and GENERAL CONTRACTORS. We write insurance for the contractor who does: Residential, or commercial work, new home building, additions, renovations, handyman work. Kitchen, baths, basements, window and door installation, drywall, siding, etc.

We currently insure over 1800 Contractors and can provide . . .

  • General Liability
  • Tool & Equipment Coverage
  • Commercial Auto
  • Workers Compensation
  • Umbrella
  • Bonds

Our preferred programs are tailored for the small to medium sized contractor.  We represent several insurance companies so we can fit your needs to the proper company.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference in premium is very little.

Here are two typical GENERAL LIABILITY package for a one-person operation. If you are interested, please call or complete the survey below so that we can provide a detailed quote that reflects your operations

Quote #1 – $500,000.

  • $500,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

starting at $695. annual premium for a one person operation

Quote #2 -one  million

  • $1,000,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
  • $2,000,000 — bodily injury & property damage, combined, aggregate
  • $1,000,000 — products and completed operations
  • $2,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

starting at $803. for a one person operation annual premium

rabbit with wood saw

GET A QUOTATION for GENERAL LIABILITY – PACKAGE

Complete our ONLINE SURVEY FORM Complete our online survey form about your business so that we can provide a detailed, customized quote specific to your business.

If you prefer, you can open the following form, download it, then fax or email it to this agency. Link to a survey form that can be downloaded (pdf file)

 

WE HAVE GREAT MARKETS TO PLACE YOUR WORKERS COMPENSATION COVERAGE!

GET A WORKERS COMPENSATION QUOTE

  • CURRENTLY HAVE A WORKERS COMPENSATION POLICY? – If you have workers compensation and want to know if you can save any money, call us at 973-377-6100, and provide us with a copy of your current policy.   OR  Complete our online survey and use the link to upload your current policy.  CLICK HERE TO COMPLETE OUR ONLINE QUOTE REQUEST FORM
  • NEED WORKERS COMPENSATION? – Please call us.
  • INTERESTED IN THE COST? – USE OUR ONLINE WC CALCULATOR

 

INFORMATION & EDUCATION:

NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW INFORMATION

LIABILITY INSURANCE FOR CONTRACTORS

INFORMATION ABOUT BUSINESS TYPES (LLC’S, CORPORATIONS ETC)