Locations: Florham Park, NJ and Marysville, PA

Carpet Cleaning Contractors Insurance

The Franchino Agency specialized in insurance for New Jersey Contractors, especially CARPET CLEANING, FURNITURE CLEANING, UPHOLSTERY CLEANING, JANITORIAL CLEANING CONTRACTORS, OFFICE CLEANING CONTRACTORS, RESIDENTIAL CLEANING CONTRACTORS, HOME CLEANING CONTRACTORS, JANITORS, WINDOW CLEANERS, WINDOW WASHERS, etc.

This agency current insures many contractors in New Jersey. We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

General liability limits are available in the amounts of: $500,000. or $1,000,000.

One million coverage is almost always chosen because the difference is very little.

The quotation below is for the janitorial cleaning contractor who does mostly carpet, furniture, or upholstery, cleaning.  Rates are less if no carpet work is done.  Window washing should be limited to mostly interior and exterior no higher than three stories.  Limited use of pressure washers.

Here is are two typical GENERAL LIABILITY packages for a one-person operation. If you are interested, please call.

Quote #1

  • $500,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$524. annual premium

Quote #2

  • $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $3,000,000 — bodily injury & property damage, combined, aggregate*
  • $1,000,000 — products and completed operations
  • $3,000,000 — products and completed operations aggregate*
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$593. annual premium

Add $150. for tool & equipment coverage

*occurrence mean limit per claim
*aggregate means limit per year

 

WE HAVE GREAT MARKETS TO PLACE YOUR WORKERS COMPENSATION COVERAGE!

GET WORKERS COMPENSATION QUOTE

  • CURRENTLY HAVE A WORKERS COMPENSATION POLICY? – If you have workers compensation and want to know if you can save any money, call us at 973-377-6100, and provide us with a copy of your current policy.   OR  Complete our online survey and use the link to upload your current policy.  CLICK HERE TO COMPLETE OUR ONLINE QUOTE REQUEST FORM
  • NEED WORKERS COMPENSATION? – Please call us. 973-377-6100

 

LEARN ABOUT

JANITORIAL CONTRACTOR SERVICE BOND

This type of bond protects your client from the theft or destruction of their property by your employees and/or yourself.

These bonds cover the damages should clients be able to prove that a member of the cleaning staff has stolen or destroyed something of value to the client.

If you have five or less employees to cost of a $10,000. bond is only $115. a year. or $170. for a $25,000. bond.  Give us a call.  The application is simple and coverage can be bound very quickly!

Janitorial services companies, like construction companies, often need contract bonds (bid / performance bonds) in order to bid on a contract. This bond states that the cleaning company must provide the specific services outlined in the bid and the contract. Failure to perform such tasks can result in damages being paid to the client from the surety bonding company.  If a contract bonding line is in place, then a bid bond can be issued very quickly.  Please call if you are interested.  Cost is only $100. a year for a contract bonding line.