New Jersey Commercial General Contractors

We have a very aggressively priced program for commercial general contractors who have been in business at least 3 years and can prove that liability insurance has been carried and can supply “loss runs” for the past 3 to 5 years. We also have programs for newer contractors where the business has been in operation less than 3 years.

Best Program – Requirements

• Subcontracting costs cannot exceed 40% of the work done. Owners & employees must be hands-on 60% or more.
• Certificates of insurance with your business named as additional insured must be obtained from all sub-contractors and provided to this agency.
• Properly prepared contracts between the subcontractors and your business must be in placed for at least 3 years and must be provided to this agency.

• Commercial, institutional, and / or light industrial general contractors with gross receipts <$75 million.
• Interior and exterior work
• Very limited amount of work in New York

Coverage available

• General liability
• commercial auto
• Workers compensation
• Tool & equipment floater
• Umbrella
• Builders Risk

We currently insure over 1800 Contractors throughout New Jersey.
Please call to discuss your needs or complete the survey.