Locations: Florham Park, NJ and Marysville, PA

New Jersey (NJ) Concrete Construction Contractors Insurance

The Franchino Agency specializes in insurance for all NJ artisan contractors including NJ CONCRETE CONSTRUCTION CONTRACTORS.

We are looking to write insurance for CONCRETE CONSTRUCTION CONTRACTORS IN NEW JERSEY.  Sidewalks, driveway work, retaining walls, curbing, light excavation or land grading, etc.  No work in New York.  No work over 3 stories in height.

This CONCRETE CONSTRUCTION classification is similar to MASONRY CONSTRUCTION.  Please call to discuss which class applies.  We will always apply the more favorable classification.

We currently insure over 1300 contractors in New Jersey. We can provide general liability alone or in a package that includes tool coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

We are looking to write small to medium sized contractors who do most of the work themselves with very little work sub-contracted out, i.e. no “paper” contractors who sub-out most of the work.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference is very little.

Here is a typical GENERAL LIABILITY package for a ONE-PERSON OPERATION. If you have employees, please call for a custom quotation needs to be generated for you. If you are interested, please call and ask for James Franchino. I need to speak with you and obtain detailed information about your business such as ownership, number of employees, type of work done, etc. After this information is obtained, a detailed customized quotation will be sent and/or emailed to you along with an application.

Quote #1

  • $500,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate*
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$1,230. annual premium

Quote #2

  • $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $3,000,000 — bodily injury & property damage, combined, aggregate*
  • $1,000,000 — products and completed operations
  • $3,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$1,444. annual premium

Add $150. for tool coverage

*occurrence mean limit per claim, *aggregate means limit per year

GET A QUOTE

For a no-obligation quotation, complete our survey form CONCRETE CONSTRUCTION CONTRACTOR (MASON) SURVEY FORM .