New Jersey (NJ) Drywall and Sheetrock Contractors Insurance

NEW JERSEY,  NJ DRYWALL, SHEETROCK, WALL BOARD INSTALLATION CONTRACTORS should purchase coverage through FRANCHINO INSURANCE due to our expertise in the contractor market. We currently insure over 1800 contractors in New Jersey.  We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.We are looking to write small to medium sized contractors who do most of the work themselves with very little work sub-contracted out, i.e. no “paper” contractors who sub-out most of the work.  Residential and commercial work.  New construction or remodeling.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference is very little.

Here are two typical GENERAL LIABILITY packages for a ONE-PERSON OPERATION. If you have employees, please call for a custom quotation needs to be generated for you. If you are interested, please call and ask for James Franchino. I need to speak with you and obtain detailed information about your business such as ownership, number of employees, type of work done, etc. After this information is obtained, a detailed customized quotation will be sent and/or emailed to you along with an application.

Quote Example

• $1,00,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
• $3,000,000 — bodily injury & property damage, combined, aggregate*
• $1,000,000 — products and completed operations
• $1,000,000 — products and completed operations aggregate*
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

Annual premium starts at $514.

Add $150. for tool coverage

*occurrence mean limit per claim
*aggregate means limit per year