Locations: Florham Park, NJ and Marysville, PA

New Jersey, NJ Handyman Contractors Insurance

Franchino Insurance specializes in insurance for New Jersey Artisan Contractors and we currently insure over 1800 Contractors of all types including Handymen – Handypersons, Home Improvement Contractors, Carpenters, etc.

We would like to provide coverage for . . .

  • General Liability
  • Coverage to protect your tools, equipment, & supplies from theft, fire, etc.
  • Commercial Auto
  • Workers Compensation
  • Commercial Umbrella

We want to write the NJ Handyman – Handyperson!bunny with hammer and wrench

We have several programs for small to medium sized contractors. Residential, or commercial work. New home building, additions, renovations, handyman work.  Kitchen, baths, basements, etc. Carpentry, door & window installation, painting, drywall, repairs, odd jobs, etc.  Coverage for New York City is limited. We can insure the occasional job in NYC.  Primary business must be in NEW JERSEY.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference in premium is very little.

Here is a typical GENERAL LIABILITY package for a ONE-PERSON OPERATION. If you have employees, please call for a custom quotation needs to be generated for you. If you are interested, complete the contractor survey form or call to provide information about your business operations such as ownership, number of employees, type of work done, etc. After this information is obtained, a detailed customized quotation will be sent and/or emailed to you along with an application.

Quote #1

  • $500,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate*
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

Approximate annual premium $795 – 900. for one person operation

Quote #2

  • $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $3,000,000 — bodily injury & property damage, combined, aggregate*
  • $1,000,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate*
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

Approximate annual premium $905. to $1,100. for one person operation

Add $200. for a tool & equipment package.

GET A QUOTATION for GENERAL LIABILITY – PACKAGE INSURANCE

Complete our ONLINE SURVEY FORM Complete our online survey form about your business so that we can provide a detailed, customized quote specific to your business, or give us a call at 973-377-6100

WE HAVE GREAT MARKETS TO PLACE YOUR WORKERS COMPENSATION COVERAGE!

GET WORKERS COMPENSATION QUOTE

COMMERCIAL AUTOMOBILE

We have fantastic rates for commercial auto insurance with several insurance companies to shop for the best price!
Request a commercial auto insurance quote.

EDUCATION & INFORMATION

LIABILITY INSURANCE FOR CONTRACTORS
INFORMATION ABOUT BUSINESS TYPES (LLC’S, CORPORATIONS ETC.)