Locations: Florham Park, NJ and Marysville, PA

(NJ) Heating, Cooling and Air Conditioning (HVAC) Contractors Insurance

HVACFranchino Insurance specializes in insurance for HEATING and COOLING CONTRACTORS, AIR CONDITIONING CONTRACTORS, HVAC –  HVACR CONTRACTORS, REFRIGERATION, and MECHANICAL CONTRACTORS. We currently insure over 1800 contractors. We write the NJ HVAC contractor who does residential, commercial or industrial heating and cooling of buildings. Forced air or hydronic, and refrigeration for food (freezers, refrigerators, walk-in -boxes, etc.) Only occasional work in New York is permitted.

We can provide General Liability coverage alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

General liability limits are available in the amounts of: $500,000 or $1,000,000. One million coverage is almost always chosen because the difference in premium is very little. Here are two typical GENERAL LIABILITY packages for a ONE-PERSON OPERATION. A custom quotation needs to be prepared for your individual business. Prices vary by territory, credit score, etc. Complete the survey form below (see link) or call. Ask for James Franchino. Specific information about your business such as ownership, number of employees, type of work done, etc. willl be secured. After this information is obtained, a detailed customized quotation will be sent and/or emailed to you along with an application.

Quote #1

  • $500,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate*
  • $500,000 — products and completed operations
  • $1,000,000 —products and completed operations aggregate*
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

Annual premium starts at $776.

Quote #2

  • $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $3,000,000 — bodily injury & property damage, combined, aggregate*
  • $1,000,000 — products and completed operations
  • $3,000,000 — products and completed operations aggregate*
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

Annual premium starts at $853. Add $150. to $250.for tool coverage *occurrence means limit per claim, *aggregate means limit per year”

GET AN EXACT QUOTATION FOR YOUR BUSINESS

PURCHASE AN HVACR CONTRACTOR BOND

WORKERS COMPENSATION INSURANCE INFORMATION

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