Locations: Florham Park, NJ and Marysville, PA

Insurance for New Jersey (NJ) Irrigation Contractors

sprinklerThe Franchino Agency specializes in insurance for NJ IRRIGATION – NJ LAWN SPRINKLER INSTALLATION CONTRACTORS. We currently insure many NEW JERSEY IRRIGATION CONTRACTORS and over 1800 NEW JERSEY CONTRACTORS of all types…

We write New Jersey IRRIGATION – SPRINKLER CONTRACTORS who do residential, or commercial work.  Any size, any number of employees from one to 50! Farm work is acceptable.  If you are a well driller, pump installer, master plumber, or landscape contractor please inform us.  Coverage can be included for that type of work.  Please inform us of all your business operations.

If you do excavating, landscaping, lawn cutting, paving, grading of land, we can also accamodate you.

Coverage for New York City is limited. Primary business location must be New Jersey

We want to insure your heavy equipment.  Vibratory plows, ditchwitches, skid steers, rollers, trailers, tractors, front end loaders, dump trucks, etc.

We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

Here is a typical GENERAL LIABILITY package for a one-person NEW JERSEY IRRIGATION CONTRACTING operation. If you are interested or have employees, please complete the survey form below or call, for an exact detailed quotation.

  • $1,000,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
  • $3,000,000 — bodily injury & property damage, combined, aggregate
  • $1,000,000 — products and completed operations
  • $3,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

Annual Premium starts at: $515.

Add $175. for tool coverage that provides $25,000. blanket coverage for your tools, equipment & supplies

*occurrence mean limit per claim, *aggregate means limit per year




  • CURRENTLY HAVE A WORKERS COMPENSATION POLICY? – If you have workers compensation and want to know if you can save any money, call us at 973-377-6100, and provide us with a copy of your current policy.   OR  Complete our online survey and use the link to upload your current policy.  CLICK HERE TO COMPLETE OUR ONLINE QUOTE REQUEST FORM
  • NEED WORKERS COMPENSATION? – Please call us. 973-377-6100


If you interested in coverage, please call.   We will gather information about your business and provide a custom, no-obligation detailed quotation.  An application for coverage will also be included so you can promptly apply for coverage.   We provide individual service.  As insurance professionals and will explain the coverage / policies in detail.