New Jersey, NJ Cleaning and Janitorial Contractors Insurance

We have many insurance programs for contractors including JANITORIAL CLEANING CONTRACTORS, OFFICE CLEANING CONTRACTORS, RESIDENTIAL CLEANING CONTRACTORS, HOME CLEANING CONTRACTORS, JANITORS, WINDOW CEANERS, WINDOW WASHERS, etc.

This agency current insures many contractors in New Jersey. We can provide General Liability, Workers Compensation, Commercial Auto, etc. General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference is very little.

• Our programs include residential contractors and / or commercial contractors.
• No use of pressure washers or any exterior work over 3 stories.
• New businesses are acceptable.

Quotes start at $644. for a one person operation

• Less than 3 years experience is acceptable
• No prior general liability coverage, is acceptable
• Residential cleaning is acceptable
• Only occasional small area floor waxing is acceptable

Janitorial Contractor Services Bond

• This type of bond protects your client from the theft or destruction of their property by your employees and/or yourself.
• These bonds cover the damages should clients be able to prove that a member of the cleaning staff has stolen or destroyed something of value to the client.
• If you have five or less employees to cost of a $10,000. bond is only $126. a year. or $187. for a $25,000. bond.

Please call if you are interested in a janitorial services bond.

Contract Bonds (different from a janitorial services bond)

Janitorial services companies, like construction companies, often need contract bonds (bid / performance bonds) in order to bid on a contract. This bond states that the cleaning company must provide the specific services outlined in the bid and the contract. Failure to perform such tasks can result in damages being paid to the client from the surety bonding company.  If a contract bonding line is in place, then a bid bond can be issued very quickly.  Please call if you are interested.  Cost is only $100. a year for a contract bonding line.  $30. per thousand for a performance bond.

Learn about:

• NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW
• LIABILITY INSURANCE FOR CONTRACTORS