Locations: Florham Park, NJ and Marysville, PA

Landscape – Landscaping Contractors Insurance

Franchino Insurance specializes in insurance for New Jersey and Pennsylvania LANDSCAPERS, LANDSCAPE CONTRACTORS, and LAWN MAINTENANCE CONTRACTORS. This agency current insures over 1,800 contractors in New Jersey and PA.

OUR CUSTOMIZED PROGRAMS INCLUDE . . .
– General Liability alone or in a package
– Commercial Automobile
– Workers Compensation
– Tool & equipment floaters
– Commercial Umbrella
– Contractors Pollution

Our New Jersey and Pennsylvania programs for landscape contractors insurance include residential and commercial work. Typical work consists of planting of trees and bushes, landscape maintenance, install pavers, pruning / trimming of smaller trees and bushes, maintenance of gardens, lawn cutting, etc. Coverage for underground digging is included.

We even have a program for tree trimmers who trim trees up to 30 feet and – or do stump grinding.
landscaperIf your business is mostly (90%) lawn cutting, another classification applies which is less money. Please call!

If you hold an EPA pesticide applicators license you can purchase additional coverage at a very competitive rate.  It provides coverage from pollution caused by the application of pesticides, herbicides, or fertilizers. We can also include, at no cost, limited pollution coverage from the application of “over-the-counter” fertilizers, etc. purchased at the hardware store.

Is snow removal work done? Please see our snow removal page.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always choosen because the difference is very little. Here are two typical GENERAL LIABILITY packages for a one-person operation. If you are interested, please call or complete the survey form below to get an exact quote for your business.

Example #1

  • $500,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate*
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate*
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

Starting at $659. annual premium
*occurrence mean limit per claim, *aggregate means limit per year

Example #2

  • $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operationscartoon bunny holding garden rake
  • $3,000,000 — bodily injury & property damage, combined, aggregate*
  • $1,000,000 — products and completed operations
  • $3,000,000 — products and completed operations aggregate*NJ Landscape Contractor Insurance Information
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

Starting at $845. annual premium Add $150. for tool coverage

GET A QUOTE

Complete an ONLINE LANDSCAPE CONTRACTOR SURVEY FORM

 

WE HAVE GREAT MARKETS TO PLACE YOUR WORKERS COMPENSATION COVERAGE!

GET A WORKERS COMPENSATION QUOTE

  • CURRENTLY HAVE A WORKERS COMPENSATION POLICY? – If you have workers compensation and want to know if you can save any money, call us at 973-377-6100, and provide us with a copy of your current policy. OR Complete our online survey and use the link to upload your current policy.CLICK HERE TO COMPLETE OUR ONLINE QUOTE REQUEST FORM
  • NEED WORKERS COMPENSATION? – Please call us. 73-377-6100

Don’t forget we can provide coverage for your commercial trucks, lawnmowers, contractors equipment, trailers, tools, skid steers, etc.

Learn about the NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW Learn more about LIABILITY INSURANCE FOR CONTRACTORS