New Jersey (NJ) Locksmith Contractors Insurance
The Franchino Agency specializes in insurance for New Jersey contractors. We currently insure over 1300 Contractors. We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.
We are looking to write small to medium sized contractors who do most of the work themselves with very little work sub-contracted out, i.e. no “paper” contractors who sub-out most of the work.
General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference is very little.
Here is two typical GENERAL LIABILITY package for a one-person operation. If you are interested, please call.
Quote #1
- $500,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
- $1,000,000 — bodily injury & property damage, combined, aggregate
- $500,000 — products and completed operations
- $1,000,000 — products and completed operations aggregate
- $100,000 — legal liability
- $10,000 — medical payments to other than employee
$519. annual premium
Quote #2
- $500,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
- $1,000,000 — bodily injury & property damage, combined, aggregate
- $500,000 — products and completed operations
- $1,000,000 — products and completed operations aggregate
- $100,000 — legal liability
- $10,000 — medical payments to other than employee
$519. annual premium
Add $150. for tool coverage
- occurrence mean limit per claim
- aggregate means limit per year
Get a quote for general liability – package insurance
Get a quote for General Liability – Package policy
Call 973-377-6100
GET A WORKERS COMPENSATION QUOTE
- Call us at 973-377-6100 OR COMPLETE OUR ONLINE QUOTE REQUEST FORM
COMMERCIAL AUTOMOBILE
- We have fantastic rates for commercial auto insurance with several insurance companies to shop for the best price!
Request a commercial auto insurance quote.