Locations: Florham Park, NJ and Marysville, PA

New Jersey (NJ) Mason – Masonry Contractors Insurance

MasonryThe Franchino Agency specializes in insurance for NJ MASON CONTRACTORS. We currently insure over 1500 contractors of all types.  We want to write the small to medium sized contractor who does most of the work themselves; very little subcontracted out.  If you fit this catagory, you will find that our rates are excellent.  Even more important than the rates is our service.  We explain the coverage, what audits are, help with setting up or structuring your business and all the things a large insurance agency does not provide!

We write NEW JERSEY MASONRY CONTRACTORS who do either residential or commercial contracting. Sidewalks, steps, foundations, stone work, walls, pavers, chimney repair, etc.  Work in New York is unacceptable.

Other related classifications that we insure are:

  • Paving contractors
  • Excavation contractors
  • Street or Highway Construction contractors
  • Landscaping or Lawn Maintenance contractors
  • Grading of Land contractors

See those classifications or give us a call.

We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference is very little.

Here is a typical GENERAL LIABILITY package for a ONE-PERSON OPERATION. If you have employees, please call for a custom quotation needs to be generated for you. If you are interested, please call and ask for James Franchino. I need to speak with you and obtain detailed information about your business such as ownership, number of employees, type of work done, etc. After this information is obtained, a detailed customized quotation will be sent and/or emailed to you along with an application.

Quote #1

  • $500,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate*
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$750. to $850. annual premium

Quote #2

  • $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $3,000,000 — bodily injury & property damage, combined, aggregate*
  • $1,000,000 — products and completed operations
  • $3,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$850. to $990. annual premium

Add $150. for tool coverage

*occurrence mean limit per claim
*aggregate means limit per year

Learn about the NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW

Learn more about LIABILITY INSURANCE FOR CONTRACTORS