Locations: Florham Park, NJ and Marysville, PA

New Jersey, NJ, Painting & Paperhanging Contractors Insurance

PaintingThe Franchino Agency specializes in insurance for NEW JERSEY – NJ  PAINTING CONTRACTORS. We currently insure over 1800 NJ CONTRACTORS. We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

We are looking to write small to medium sized painters who do most of the work themselves with very little work sub-contracted out, i.e. no “paper” contractors who sub-out most of the work.

Painting and paperhanging contractors who do residential, and commercial painting and paperhanging, interior and exterior 3 stories in height and under. No painting of bridges or metal water / petroleum storage tanks. Pressure washing should be kept to a minimum, just for your own jobs.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference is very little.

Here are two typical GENERAL LIABILITY packages for a ONE-PERSON OPERATION, however every prospect needs to be individually evaluated.  Prices vary by territory, credit score, etc.  Complete the survey form below or call and ask for an agent.  A detailed, customized quotation will be sent and / or emailed to you along with an application.

We provide individual service.  Insurance is confusing.  We are insurance professional and will explain the coverage and policies in detail.

Quote #1

  • $500,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate*
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$598. to $810. annual premium

Quote #2

  • $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $2,000,000 — bodily injury & property damage, combined, aggregate*
  • $1,000,000 — products and completed operations
  • $2,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

$671. to $884. annual premium

Add approx. $179. for tool coverage

*occurrence means limit per claim, *aggregate means limit per year

GET A QUOTATION

If you are interested in coverage, please call or complete our online survey form below.

COMPLETE AN ONLINE PAINTING CONTRACTOR SURVEY FORM

 

LEARN

Learn about the NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW

Learn more about LIABILITY INSURANCE FOR CONTRACTORS