Locations: Florham Park, NJ and Marysville, PA

New Jersey, NJ Sign Fabrication, Erection, Service & Repair, Contractor Business Insurance

The Franchino Agency specializes in Sign Erection Contractor Insurance for all types of New Jersey, sign installer contractors.  One of the companies that we represent has a special program for New Jersey SIGN FABRICATION and ERECTION CONTRACTORS.

We would like to provide coverage for the contents of the business facility (shop and office) general liability, owned equipment such as cranes & lifts, commercial auto, and workers compensation.

We currently insure over 1800 New Jersey Contractors and can provide general liability insurance alone or in a package that includes the coverage mentioned above.  Our preferred Contractor Insurance programs are tailored for the small to medium sized New Jersey Contractors where the owners and employees do most of the work themselves.  Very little work should be subcontracted out.

Limited coverage for New York.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference in premium is very little.

Here are two typical GENERAL LIABILITY package for a one-person operation. If you are interested, please call or complete the survey below.

Quote #1

  • $500,000 — bodily injury and property damage combined, per occurrence premises and operations, other than completed operations
  • $1,000,000 — bodily injury & property damage, combined, aggregate
  • $500,000 — products and completed operations
  • $1,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

Annual premium — please call

Quote #2

  • $1,000,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
  • $3,000,000 — bodily injury & property damage, combined, aggregate*
  • $1,000,000 — products and completed operations
  • $3,000,000 — products and completed operations aggregate
  • $100,000 — legal liability
  • $10,000 — medical payments to other than employee

Annual premium — please call

(Add $150. to $200. for tool coverage)

* occurrence means limit per claim, * aggregate means limit per year

Information:

NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW INFORMATION

LIABILITY INSURANCE FOR CONTRACTORS

(We don’t write roofers, home inspectors, or any contractor who sub-contracts out most of their work to other contractors)