New Jersey (NJ) Interior & Exterior Stucco, Plastering, & Spackling Contractors Insurance

The Franchino Agency specializes in insurance for contractors, including STUCCO AND PLASTER CONTRACTORS.

We currently insure over 1800 contractors in New Jersey. We can provide General Liability alone or in a package that includes tools coverage, equipment, supplies, installation floaters, commercial automobile, commercial umbrella, etc.

We are looking to write small to medium sized contractors who do most of the work themselves with little work sub-contracted out. Residential and commercial work.  New construction or remodeling.

General liability limits are available in the amounts of: $500,000. or $1,000,000. One million coverage is almost always chosen because the difference is very little.

Here are two typical GENERAL LIABILITY packages for a ONE-PERSON OPERATION. If you have employees, please call for a custom quotation needs to be generated for you. If you are interested, please call and ask for James Franchino. I need to speak with you and obtain detailed information about your business such as ownership, number of employees, type of work done, etc. After this information is obtained, a detailed customized quotation will be sent and/or emailed to you along with an application.

Quote #1

• $500,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
• $1,000,000 — bodily injury & property damage, combined, aggregate*
• $500,000 — products and completed operations
• $1,000,000 — products and completed operations aggregate*
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

Please call for a quote

Quote #2

• $1,00,000 — bodily injury and property damage combined, per occurrence* premises and operations, other than completed operations
• $3,000,000 — bodily injury & property damage, combined, aggregate*
• $1,000,000 — products and completed operations
• $1,000,000 — products and completed operations aggregate*
• $100,000 — legal liability
• $10,000 — medical payments to other than employee

Please call for a quote

Add $200. for a package providing coverage for tools, equipment & supplies

*occurrence mean limit per claim
*aggregate means limit per year

Information:

NJ HOME IMPROVEMENT CONTRACTOR REGISTRATION LAW INFORMATION

LIABILITY INSURANCE FOR CONTRACTORS

INFORMATION ABOUT BUSINESS TYPES (LLC’S, CORPORATIONS ETC