When you apply for any type of insurance, you disclose information about yourself or members of your family. The collection, use, and disclosure of such information is regulated by Law. We invite you to conduct business with our agency and we protect your personal information. We maintain physical & electronic procedural safeguards that comply with state and federal regulations to protect your personal information. We only share the information in the normal course of conducting insurance operations such as providing a quote, processing, servicing or administering your insurance policy or claim. This information is kept internally and is not available to the general public.
Information we may collect.
We collect nonpublic personal information from you or from third parties about you as part of the insurance application and servicing process for example:
- Information we receive from you on applications and other forms such as your name, address, phone number, FEIN, SSN, payroll figures, receipt figures, other financial information and household and driver information.
- Information about your transactions with us and our service providers such as accident information, motor vehicle information, or medical information related to claims, policy coverage, premiums, payment history, & credit worthiness.
- Information we receive from consumer reporting agencies, Motor Vehicle Departments and inspection services.
We use the information we collect to issue and administer insurance policies, process insurance benefits and claims, and provide services we think may be of interest to you. We also use the information as otherwise required or permitted by Federal and State law.
Sharing of Information Gathered
We are permitted by law to share information about you when you become a customer or claimant. We may need to share information to properly manage your business, to prevent fraud, to comply with court orders, for tax reporting, state insurance departments, other government authorities, organizations that perform underwriting and claims investigations, another insurance company to which you have applied for a policy or submitted a claim, insurance support agencies, law enforcement agencies, reinsurance companies and any other third party as permitted or required by law.
We may share the information we collect with marketing services on our behalf. Upon our request, printers and mail processing companies will send you information about our services and products. We do not give other companies access to your information for their own marketing.
If you decide that our rigorous practices meet your privacy expectations, no further action is required. Because we tightly control how your information is shared, you are already opted-out of sharing outside Franchino Insurance as allowed by federal law. However, federal law also requires that we allow you to op-out or restrict how we share information within Franchino Insurance. Limiting our ability to share financial information within Franchino Insurance will make it difficult for us to serve your might expect. If you opt out, you may need to repeat information that you have already provided, etc. If you choose to opt out, please send us a letter directing what information to share and not to share.