Worksite Damages insurance endorsement

Information for contractors.

Selective Insurance Co. has an endorsement that can be added to contractor policies for a premium of $250.  If a contractor brings pollutants onto any property, coverage can be provided up to $100,000. with a $500. deductible.  Excavators, landscapers should purchase this coverage since the machinery that is brought onto properties contain fuel, which is a pollutant.

Coverage: Escape of fuels, lubricants or other operating fluids.  Release of gases, fumes, vapors.  Heat, smoke or fumes from a “hostile fire”

Covers cleanup, removing, containing, treating, detoxifying, monitoring, or neutralizing from the effects of pollutants.